Income Planning

SWP Calculator

Model retirement or income-planning withdrawals by balancing starting corpus, monthly withdrawal amount, and expected returns.

Primary Output
Estimated ending balance
Secondary Output
Total withdrawn
Formula
Withdrawal projection logic
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The starting amount already invested.

Current
Rs 50,00,000
Rs

The amount you want to withdraw every month.

Current
Rs 40,000
Rs

The projected yearly return on the remaining corpus.

Current
8%
%

How many years you plan to withdraw from the corpus.

Current
20 yrs
yrs
Withdrawal projection logic
Corpus grows monthly at r, then monthly withdrawal is deducted for n months.

All calculations happen in the browser, so the experience stays fast and works without backend infrastructure.

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How To Use
  1. 1. Adjust the sliders or type values directly into each field.
  2. 2. Review the live estimate panel for the key output and supporting metrics.
  3. 3. Compare scenarios quickly before making an investing or borrowing decision.
Common Questions

What does SWP mean?

SWP stands for Systematic Withdrawal Plan. It helps you withdraw a fixed amount from investments at regular intervals.

Can the corpus run out earlier than planned?

Yes. If withdrawals are too high or returns are lower than expected, the corpus can deplete before the end of the planned period.